Archive for 'Insurance'

8 Financial Steps Every Family Must Take

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Becoming a parent means getting your financial house in order. While you could let your finances slide a bit when you were single, you now have people depending on you. Doing some basic financial planning today can mean the difference between making your golden years happy [...]

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How No Fault Auto Insurance Works

“No fault insurance” is a general term that is used to describe any auto insurance system that requires drivers to carry their own car insurance and that places limitations on their ability to sue other drivers for damages.
In an accident, under no fault laws, your auto insurance company [...]

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Five Tips to Save on Auto Insurance Right Now

With the economy still struggling, everyone is looking for a low auto insurance rate. The insurance industry is a competitive one so there are dozens of companies competing for your business. This works to your advantage if you take a little time to shop around and [...]

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Can Insurance Exchanges Save Small Businesses?

Small businesses have been among the hardest hit in the current economic downturn. A big cost that small businesses have had to bear is the health care of their workers. Small businesses don’t compete on the same playing field as large companies and as a result don’t get as competitive rates.
Proponents of insurance [...]

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Five Tips to Save You Money on Health Insurance

Health insurance costs are eating up an ever greater proportion of the average American’s take home pay. While Congress may or may not solve the health care problem in the next year or two, there are steps you should be taking right now to save on your health insurance expenses.
Here are five tips to [...]

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Five Tips to Save Money on Homeowners Insurance

Homeowner’s insurance is one of the financial obligations that you don’t think much about. You buy it, put the policy in a file cabinet and probably forget about it. However, you may be paying to much for that homeowner’s policy and getting your rate down is not as difficult as you may think.
Here [...]

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A Novel Way to Raise Cash: Sell a Life Insurance Policy on Yourself

If you’re a senior and need to raise some cash, here’s a novel idea that more and more people are turning to: selling your life insurance policy. According to Kiplinger’s magazine, in 2006, $6.1 billion in life insurance policies with death benefits was bought and sold.
Here’s how it works: when you sell your policy [...]

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Four Tips to Save on Life Insurance Costs

Life insurance is one of those things we just don’t like to think about. But if you are over age 35 or have children, life insurance is a must. The good news is that recent declines in interest rates have made the cost of life insurance policies ore affordable than ever.
While insurance professionals [...]

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